Members having Professional Liability Insurance are covered as follows:
- A trained investigative staff through the claims department, which, in the event of a suit, checks and rechecks all allegations and provides the necessary evidence to defend you.
- Defense counsel to defend you in the event of a covered suit, whether or not the allegations have merit.
- All reasonable legal defense costs are paid without limit for all covered suits.
- In the event that the suit would be sustained, the payment of up to $1,000,000 each claim on your behalf.
- $1,000,000 each claim/$3,000,000 fiscal year aggregate, which covers all professional activities except those specifically excluded in the policy.
- Up to $100 per day is paid for your loss of earnings because of time off work due to a claim or suit.
- All settlement costs are paid, including court judgments and out-of-court settlements up to limits and language of the policy.
- No Deductible.
POLICY PERIOD: July 1 – June 30
Miller and Miller Insurance Agency
Dover, Ohio 44622
POLICY NUMBER: CPP0891057