Liability Insurance

Members having Professional Liability Insurance are covered as follows:

  • A trained investigative staff through the claims department, which, in the event of a suit, checks and rechecks all allegations and provides the necessary evidence to defend you.
  • Defense counsel to defend you in the event of a covered suit, whether or not the allegations have merit.
  • All reasonable legal defense costs are paid without limit for all covered suits.
  • In the event that the suit would be sustained, the payment of up to $1,000,000 each claim on your behalf.
  • $1,000,000 each claim/$3,000,000 fiscal year aggregate, which covers all professional activities except those specifically excluded in the policy.
  • Up to $100 per day is paid for your loss of earnings because of time off work due to a claim or suit.
  • All settlement costs are paid, including court judgments and out-of-court settlements up to limits and language of the policy.
  • No Deductible.

POLICY PERIOD: July 1 – June 30



Miller and Miller Insurance Agency

Dover, Ohio 44622